Getting started

Welcome to the HDFC's Online Home Loans!
This portal has been designed to provide an user-friendly end to end Home Loan Approval Process for salaried professionals.

Do spend a couple of minutes in reading the steps and documents required for a quick approval. Incase you need any assistance , while completing the process online, please feel free to reach us using “Let us help you” Section.

Loan Application Process

PROCESS STEP DETAILS / INFORMATION REQUIRED
Loan application Form & Co- Applicant Consent Applicant/s Information, Loan requirement details, General Information, Property sought details ( if applicable).Get co-applicant’s consent to process the loan with an OTP.
Upload documents Uploading of Basic Documents. Kindly refer Document Section.
Payment of Fees Avail of limited period Processing Fee offer and pay via payment gateway.
HDFC Loan Review & Approval Review of loan application, Customer and Property Confirmation & Approval.

Documents required for loan approval
  • Kindly upload scanned documents
  • Formats Accepted – PDF, JPEG and PNG
  • Maximum size limit per document is 15 MB
PURPOSE SOFT COPY OF DOCUMENTS
1. Proof of both identity and residence (any 1)
  • ID Proof ( Click Here for the valid document list )
  • Permanent Address Proof ( Click Here for the valid document list )
  • Communication Address Proof ( Click Here for the valid document list )
2. Proof of Income & Loans availed
  • PAN Card
  • Last 3 months' Salary Slips
  • Last 6 months' Bank Statements, showing salary credits
  • Latest Form-16
  • Statement of Loan availed
3. Other documents
  • Passport size photograph of all the applicants / co-applicant ( Jpeg format)
  • Employment Contract / Appointment Letter in case current employment is less than 1 year old
  • Last 6 months' Bank Statements showing repayment of any ongoing loans
  • Proof of Investments / Savings ( used for verifying sources of funds towards acquiring your property)
4. Proof of Additional / Variable Income (wherever applicable)
  • Documents showing proof of Variable / Additional Income
  • Bank Statements reflecting the Variable / Additional Income
5. Property related documents
  • Copy of the Allotment Letter / Buyer Agreement
  • Receipt/(s) of payment/(s) made
6. For NRI customers ( aditional documents )
  • Valid Passport,
  • Work Permit Card
  • Visa ( if applicable)
  • Credit Bureau Report
  • Continuous Discharge Certificate ( CDC ) in case of Merchant Navy
4. Proof of Additional / Variable Income (wherever applicable) Review of loan application, Customer and Property Confirmation & Approval.

Most Important Terms & Conditions ( MITC )

Click here to view MITC Document.